Helsana or EGK in Region 2 of canton Schaffhausen?
In Region 2, EGK is CHF 54.00 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 486.80 a month, Helsana to CHF 491.30. The gap is CHF 54.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to EGK is worth CHF 636.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 14 and EGK ranks 11, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 578.00 | CHF 537.80 | + 40.20 |
| 500 | CHF 566.40 | CHF 526.10 | + 40.30 |
| 1'000 | CHF 537.20 | CHF 497.00 | + 40.20 |
| 1'500 | CHF 508.00 | CHF 467.80 | + 40.20 |
| 2'000 | CHF 478.90 | CHF 438.60 | + 40.30 |
| 2'500 | CHF 449.70 | CHF 409.50 | + 40.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | EGK |
|---|---|---|
| Other model | CHF 491.30 | CHF 486.80 |
| Family doctor | CHF 491.30 | CHF 500.20 |
| Free choice of doctor | CHF 578.00 | CHF 537.80 |
How they moved in this region
Against 2025, Helsana moves by + 5.7 % and EGK by + 1.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.