Helsana or EGK in Region 3 of canton Zurich?
In Region 3, Helsana is CHF 20.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 464.80 a month, EGK to CHF 466.50. The gap is CHF 20.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to Helsana is worth CHF 444.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 12 and EGK ranks 14, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 560.00 | CHF 541.80 | + 18.20 |
| 500 | CHF 548.40 | CHF 530.10 | + 18.30 |
| 1'000 | CHF 519.20 | CHF 500.90 | + 18.30 |
| 1'500 | CHF 490.00 | CHF 471.80 | + 18.20 |
| 2'000 | CHF 460.90 | CHF 442.60 | + 18.30 |
| 2'500 | CHF 431.70 | CHF 413.40 | + 18.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | EGK |
|---|---|---|
| Family doctor | CHF 464.80 | CHF 487.70 |
| Other model | CHF 476.00 | CHF 466.50 |
| Free choice of doctor | CHF 560.00 | CHF 541.80 |
How they moved in this region
Against 2025, Helsana moves by + 5.2 % and EGK by + 4.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.