Helsana or Visana in Region 2 of canton Grisons?
In Region 2, Helsana is CHF 375.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 453.00 a month, Visana to CHF 484.30. The gap is CHF 375.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Helsana is worth CHF 420.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 11 and Visana ranks 19, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 533.00 | CHF 576.50 | − 43.50 |
| 500 | CHF 521.40 | CHF 569.80 | − 48.40 |
| 1'000 | CHF 492.20 | CHF 535.70 | − 43.50 |
| 1'500 | CHF 463.00 | CHF 506.50 | − 43.50 |
| 2'000 | CHF 433.90 | CHF 477.30 | − 43.40 |
| 2'500 | CHF 404.70 | CHF 448.20 | − 43.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Other model | CHF 453.00 | CHF 490.10 |
| Family doctor | CHF 453.00 | CHF 484.30 |
| Free choice of doctor | CHF 533.00 | CHF 576.50 |
| HMO practice | — | CHF 484.30 |
How they moved in this region
Against 2025, Helsana moves by + 0.2 % and Visana by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.