Helsana or Visana?
Basic benefits are identical at Helsana and Visana — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Helsana is cheaper in 25 of 42 premium regions.
On average, Helsana costs CHF 176 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Helsana | Visana | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 483.80 | CHF 494.00 | CHF -10.20 |
| Appenzell Innerrhoden | single | CHF 419.90 | CHF 404.50 | +CHF 15.40 |
| Appenzell Ausserrhoden | single | CHF 468.30 | CHF 472.40 | CHF -4.10 |
| Bern | 1 | CHF 548.90 | CHF 540.10 | +CHF 8.80 |
| Bern | 2 | CHF 508.30 | CHF 493.60 | +CHF 14.70 |
| Bern | 3 | CHF 483.60 | CHF 465.50 | +CHF 18.10 |
| Basel-Landschaft | 1 | CHF 572.00 | CHF 592.60 | CHF -20.60 |
| Basel-Landschaft | 2 | CHF 531.20 | CHF 525.50 | +CHF 5.70 |
| Basel-Stadt | single | CHF 581.40 | CHF 630.40 | CHF -49.00 |
| Fribourg | 1 | CHF 501.90 | CHF 508.60 | CHF -6.70 |
| Fribourg | 2 | CHF 477.70 | CHF 465.20 | +CHF 12.50 |
| Geneva | single | CHF 613.70 | CHF 688.40 | CHF -74.70 |
| Glarus | single | CHF 466.10 | CHF 452.80 | +CHF 13.30 |
| Grisons | 1 | CHF 479.00 | CHF 514.60 | CHF -35.60 |
| Grisons | 2 | CHF 453.00 | CHF 484.30 | CHF -31.30 |
| Grisons | 3 | CHF 441.80 | CHF 445.90 | CHF -4.10 |
| Jura | single | CHF 578.80 | CHF 552.30 | +CHF 26.50 |
| Lucerne | 1 | CHF 472.00 | CHF 529.70 | CHF -57.70 |
| Lucerne | 2 | CHF 458.60 | CHF 485.30 | CHF -26.70 |
| Lucerne | 3 | CHF 450.20 | CHF 485.30 | CHF -35.10 |
| Neuchâtel | single | CHF 568.40 | CHF 554.20 | +CHF 14.20 |
| Nidwalden | single | CHF 434.30 | CHF 416.80 | +CHF 17.50 |
| Obwalden | single | CHF 429.20 | CHF 421.20 | +CHF 8.00 |
| St. Gallen | 1 | CHF 483.60 | CHF 541.30 | CHF -57.70 |
| St. Gallen | 2 | CHF 458.60 | CHF 514.30 | CHF -55.70 |
| St. Gallen | 3 | CHF 441.80 | CHF 505.00 | CHF -63.20 |
| Schaffhausen | 1 | CHF 486.30 | CHF 500.80 | CHF -14.50 |
| Schaffhausen | 2 | CHF 491.30 | CHF 455.20 | +CHF 36.10 |
| Solothurn | single | CHF 506.30 | CHF 493.00 | +CHF 13.30 |
| Schwyz | single | CHF 462.40 | CHF 485.40 | CHF -23.00 |
| Thurgau | single | CHF 474.30 | CHF 504.60 | CHF -30.30 |
| Ticino | 1 | CHF 629.10 | CHF 683.80 | CHF -54.70 |
| Ticino | 2 | CHF 565.80 | CHF 677.00 | CHF -111.20 |
| Uri | single | CHF 431.80 | CHF 411.00 | +CHF 20.80 |
| Vaud | 1 | CHF 580.10 | CHF 605.20 | CHF -25.10 |
| Vaud | 2 | CHF 560.10 | CHF 580.90 | CHF -20.80 |
| Valais | 1 | CHF 498.10 | CHF 488.30 | +CHF 9.80 |
| Valais | 2 | CHF 440.30 | CHF 456.60 | CHF -16.30 |
| Zug | single | CHF 365.50 | CHF 340.70 | +CHF 24.80 |
| Zurich | 1 | CHF 533.60 | CHF 580.90 | CHF -47.30 |
| Zurich | 2 | CHF 493.80 | CHF 495.50 | CHF -1.70 |
| Zurich | 3 | CHF 464.80 | CHF 462.70 | +CHF 2.10 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.