Helsana or Visana in Region 2 of canton Ticino?
In Region 2, Helsana is CHF 1'334.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 565.80 a month, Visana to CHF 677.00. The gap is CHF 1'334.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Helsana is worth CHF 321.60 more a year. Agrisano
Where they stand in the region
Helsana ranks 3 and Visana ranks 19, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 658.00 | CHF 769.30 | − 111.30 |
| 500 | CHF 646.40 | CHF 762.60 | − 116.20 |
| 1'000 | CHF 617.20 | CHF 728.50 | − 111.30 |
| 1'500 | CHF 588.00 | CHF 699.30 | − 111.30 |
| 2'000 | CHF 558.90 | CHF 670.10 | − 111.20 |
| 2'500 | CHF 529.70 | CHF 641.00 | − 111.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Family doctor | CHF 565.80 | CHF 677.00 |
| Other model | CHF 572.40 | CHF 677.00 |
| Free choice of doctor | CHF 658.00 | CHF 769.30 |
| HMO practice | — | CHF 677.00 |
How they moved in this region
Against 2025, Helsana moves by + 6.7 % and Visana by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.