Helsana or Visana in Region 1 of canton Valais?
In Region 1, Visana is CHF 117.60 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 488.30 a month, Helsana to CHF 498.10. The gap is CHF 117.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Visana is worth CHF 85.20 more a year. Atupri
Where they stand in the region
Helsana ranks 7 and Visana ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 593.00 | CHF 643.20 | − 50.20 |
| 500 | CHF 581.40 | CHF 636.50 | − 55.10 |
| 1'000 | CHF 552.20 | CHF 602.40 | − 50.20 |
| 1'500 | CHF 523.00 | CHF 573.20 | − 50.20 |
| 2'000 | CHF 493.90 | CHF 544.00 | − 50.10 |
| 2'500 | CHF 464.70 | CHF 514.90 | − 50.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Other model | CHF 498.10 | CHF 488.30 |
| Family doctor | CHF 498.10 | CHF 546.80 |
| Free choice of doctor | CHF 593.00 | CHF 643.20 |
| HMO practice | — | CHF 553.20 |
How they moved in this region
Against 2025, Helsana moves by + 5.8 % and Visana by + 2.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.