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Helsana or Visana in Region 1 of canton Vaud?

In Region 1, Helsana is CHF 301.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 580.10 a month, Visana to CHF 605.20. The gap is CHF 301.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Helsana is worth CHF 120.00 more a year. Atupri

Where they stand in the region

Helsana ranks 6 and Visana ranks 14, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaVisanaGap
300CHF 699.00CHF 729.10− 30.10
500CHF 687.40CHF 722.40− 35.00
1'000CHF 658.20CHF 688.30− 30.10
1'500CHF 629.00CHF 659.10− 30.10
2'000CHF 599.90CHF 629.90− 30.00
2'500CHF 570.70CHF 600.80− 30.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaVisana
Family doctorCHF 580.10CHF 641.70
Other modelCHF 601.10CHF 605.20
Free choice of doctorCHF 699.00CHF 729.10
HMO practice—CHF 605.20

How they moved in this region

Against 2025, Helsana moves by + 4.4 % and Visana by + 3.0 % in this region.

Helsana, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.