Helsana or Visana in Region 2 of canton Vaud?
In Region 2, Helsana is CHF 249.60 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 560.10 a month, Visana to CHF 580.90. The gap is CHF 249.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Helsana is worth CHF 273.60 more a year. Assura-Basis
Where they stand in the region
Helsana ranks 10 and Visana ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 659.00 | CHF 699.80 | − 40.80 |
| 500 | CHF 647.40 | CHF 693.10 | − 45.70 |
| 1'000 | CHF 618.20 | CHF 659.00 | − 40.80 |
| 1'500 | CHF 589.00 | CHF 629.80 | − 40.80 |
| 2'000 | CHF 559.90 | CHF 600.60 | − 40.70 |
| 2'500 | CHF 530.70 | CHF 571.50 | − 40.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Other model | CHF 560.10 | CHF 580.90 |
| Family doctor | CHF 560.10 | CHF 615.90 |
| Free choice of doctor | CHF 659.00 | CHF 699.80 |
| HMO practice | — | CHF 580.90 |
How they moved in this region
Against 2025, Helsana moves by + 7.5 % and Visana by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.