Helsana or Visana in Region 2 of canton Zurich?
In Region 2, Helsana is CHF 20.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 493.80 a month, Visana to CHF 495.50. The gap is CHF 20.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to Helsana is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
Helsana ranks 8 and Visana ranks 9, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 595.00 | CHF 611.60 | − 16.60 |
| 500 | CHF 583.40 | CHF 604.90 | − 21.50 |
| 1'000 | CHF 554.20 | CHF 570.80 | − 16.60 |
| 1'500 | CHF 525.00 | CHF 541.60 | − 16.60 |
| 2'000 | CHF 495.90 | CHF 512.40 | − 16.50 |
| 2'500 | CHF 466.70 | CHF 483.30 | − 16.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Family doctor | CHF 493.80 | CHF 538.30 |
| Other model | CHF 499.80 | CHF 538.30 |
| Free choice of doctor | CHF 595.00 | CHF 611.60 |
| HMO practice | — | CHF 495.50 |
How they moved in this region
Against 2025, Helsana moves by + 6.7 % and Visana by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.