KPT or Atupri in Region 2 of canton Bern?

In Region 2, Atupri is CHF 30.00 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 517.60 a month, KPT to CHF 520.10. The gap is CHF 30.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Atupri is worth CHF 288.00 more a year. Visana

KPT ranks 11 and Atupri ranks 10, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	Atupri	Gap
300	CHF 618.00	CHF 594.30	+ 23.70
500	CHF 606.40	CHF 582.70	+ 23.70
1'000	CHF 577.20	CHF 553.50	+ 23.70
1'500	CHF 548.00	CHF 524.30	+ 23.70
2'000	—	CHF 495.20	—
2'500	CHF 489.70	CHF 466.00	+ 23.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 4.8 % and Atupri by + 6.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.