KPT or Atupri?
Basic benefits are identical at KPT and Atupri — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 24 of 42 premium regions.
On average, Atupri costs CHF 25 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | KPT | Atupri | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 488.40 | CHF 477.70 | +CHF 10.70 |
| Appenzell Innerrhoden | single | CHF 364.90 | CHF 375.30 | CHF -10.40 |
| Appenzell Ausserrhoden | single | CHF 444.00 | CHF 573.90 | CHF -129.90 |
| Bern | 1 | CHF 578.10 | CHF 548.90 | +CHF 29.20 |
| Bern | 2 | CHF 520.10 | CHF 517.60 | +CHF 2.50 |
| Bern | 3 | CHF 488.10 | CHF 510.70 | CHF -22.60 |
| Basel-Landschaft | 1 | CHF 569.30 | CHF 558.70 | +CHF 10.60 |
| Basel-Landschaft | 2 | CHF 531.30 | CHF 540.80 | CHF -9.50 |
| Basel-Stadt | single | CHF 607.10 | CHF 604.50 | +CHF 2.60 |
| Fribourg | 1 | CHF 516.60 | CHF 506.50 | +CHF 10.10 |
| Fribourg | 2 | CHF 471.00 | CHF 474.10 | CHF -3.10 |
| Geneva | single | CHF 626.60 | CHF 609.70 | +CHF 16.90 |
| Glarus | single | CHF 447.40 | CHF 457.10 | CHF -9.70 |
| Grisons | 1 | CHF 460.80 | CHF 517.70 | CHF -56.90 |
| Grisons | 2 | CHF 447.90 | CHF 469.00 | CHF -21.10 |
| Grisons | 3 | CHF 460.00 | CHF 468.00 | CHF -8.00 |
| Jura | single | CHF 583.30 | CHF 565.40 | +CHF 17.90 |
| Lucerne | 1 | CHF 498.70 | CHF 451.60 | +CHF 47.10 |
| Lucerne | 2 | CHF 446.90 | CHF 455.70 | CHF -8.80 |
| Lucerne | 3 | CHF 430.10 | CHF 440.20 | CHF -10.10 |
| Neuchâtel | single | CHF 644.50 | CHF 583.80 | +CHF 60.70 |
| Nidwalden | single | CHF 421.30 | CHF 414.40 | +CHF 6.90 |
| Obwalden | single | CHF 459.70 | CHF 413.40 | +CHF 46.30 |
| St. Gallen | 1 | CHF 487.30 | CHF 489.30 | CHF -2.00 |
| St. Gallen | 2 | CHF 448.50 | CHF 443.90 | +CHF 4.60 |
| St. Gallen | 3 | CHF 431.80 | CHF 443.10 | CHF -11.30 |
| Schaffhausen | 1 | CHF 503.60 | CHF 516.10 | CHF -12.50 |
| Schaffhausen | 2 | CHF 469.00 | CHF 516.10 | CHF -47.10 |
| Solothurn | single | CHF 525.60 | CHF 507.70 | +CHF 17.90 |
| Schwyz | single | CHF 468.60 | CHF 433.50 | +CHF 35.10 |
| Thurgau | single | CHF 467.40 | CHF 448.00 | +CHF 19.40 |
| Ticino | 1 | CHF 613.30 | CHF 640.90 | CHF -27.60 |
| Ticino | 2 | CHF 565.90 | CHF 576.70 | CHF -10.80 |
| Uri | single | CHF 418.90 | CHF 401.30 | +CHF 17.60 |
| Vaud | 1 | CHF 622.10 | CHF 570.10 | +CHF 52.00 |
| Vaud | 2 | CHF 562.50 | CHF 539.50 | +CHF 23.00 |
| Valais | 1 | CHF 504.90 | CHF 481.20 | +CHF 23.70 |
| Valais | 2 | CHF 443.80 | CHF 430.10 | +CHF 13.70 |
| Zug | single | CHF 346.50 | CHF 367.40 | CHF -20.90 |
| Zurich | 1 | CHF 543.80 | CHF 517.70 | +CHF 26.10 |
| Zurich | 2 | CHF 483.30 | CHF 475.60 | +CHF 7.70 |
| Zurich | 3 | CHF 476.80 | CHF 469.00 | +CHF 7.80 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.