KPT or Atupri in Region 2 of canton Grisons?
In Region 2, KPT is CHF 253.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 447.90 a month, Atupri to CHF 469.00. The gap is CHF 253.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to KPT is worth CHF 358.80 more a year. Agrisano
Where they stand in the region
KPT ranks 6 and Atupri ranks 13, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 538.10 | CHF 537.90 | + 0.20 |
| 500 | CHF 526.50 | CHF 526.30 | + 0.20 |
| 1'000 | CHF 497.30 | CHF 497.10 | + 0.20 |
| 1'500 | CHF 468.10 | CHF 467.90 | + 0.20 |
| 2'000 | — | CHF 438.80 | — |
| 2'500 | CHF 409.80 | CHF 409.60 | + 0.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Atupri |
|---|---|---|
| Family doctor | CHF 447.90 | CHF 469.00 |
| Other model | CHF 456.10 | CHF 473.40 |
| HMO practice | CHF 476.60 | — |
| Free choice of doctor | CHF 538.10 | CHF 537.90 |
How they moved in this region
Against 2025, KPT moves by + 4.2 % and Atupri by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.