KPT or Atupri in Region 1 of canton Lucerne?

In Region 1, Atupri is CHF 565.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 451.60 a month, KPT to CHF 498.70. The gap is CHF 565.20 a year, 300-franc deductible, accident cover included.

Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.

KPT ranks 16 and Atupri ranks 1, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	Atupri	Gap
300	CHF 597.20	CHF 525.10	+ 72.10
500	CHF 585.60	CHF 513.50	+ 72.10
1'000	CHF 556.40	CHF 484.30	+ 72.10
1'500	CHF 527.20	CHF 455.10	+ 72.10
2'000	—	CHF 426.00	—
2'500	CHF 468.90	CHF 396.80	+ 72.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 5.2 % and Atupri by + 3.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.