KPT or EGK in Region 1 of canton Zurich?
In Region 1, KPT is CHF 330.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 543.80 a month, EGK to CHF 571.30. The gap is CHF 330.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to KPT is worth CHF 313.20 more a year. Atupri
Where they stand in the region
KPT ranks 9 and EGK ranks 16, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | EGK | Gap |
|---|---|---|---|
| 300 | CHF 647.70 | CHF 627.70 | + 20.00 |
| 500 | CHF 636.10 | CHF 616.10 | + 20.00 |
| 1'000 | CHF 606.90 | CHF 586.90 | + 20.00 |
| 1'500 | CHF 577.70 | CHF 557.70 | + 20.00 |
| 2'000 | — | CHF 528.60 | — |
| 2'500 | CHF 519.40 | CHF 499.40 | + 20.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | EGK |
|---|---|---|
| Other model | CHF 543.80 | CHF 571.90 |
| HMO practice | CHF 559.40 | — |
| Family doctor | CHF 564.60 | CHF 571.30 |
| Free choice of doctor | CHF 647.70 | CHF 627.70 |
How they moved in this region
Against 2025, KPT moves by + 3.3 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.