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KPT or EGK in Region 3 of canton Zurich?

In Region 3, EGK is CHF 123.60 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 466.50 a month, KPT to CHF 476.80. The gap is CHF 123.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to EGK is worth CHF 464.40 more a year. Agrisano

Where they stand in the region

KPT ranks 19 and EGK ranks 14, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 563.90CHF 541.80+ 22.10
500CHF 552.30CHF 530.10+ 22.20
1'000CHF 523.10CHF 500.90+ 22.20
1'500CHF 493.90CHF 471.80+ 22.10
2'000—CHF 442.60—
2'500CHF 435.60CHF 413.40+ 22.20

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Other modelCHF 476.80CHF 466.50
HMO practiceCHF 476.80—
Family doctorCHF 498.60CHF 487.70
Free choice of doctorCHF 563.90CHF 541.80

How they moved in this region

Against 2025, KPT moves by + 4.7 % and EGK by + 4.1 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.