Mutuel or EGK in Region 1 of canton Fribourg?
In Region 1, EGK is CHF 21.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 540.30 a month, Mutuel to CHF 542.10. The gap is CHF 21.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to EGK is worth CHF 470.40 more a year. Vivao Sympany
Where they stand in the region
Mutuel ranks 18 and EGK ranks 17, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 645.30 | CHF 606.90 | + 38.40 |
| 500 | CHF 633.80 | CHF 595.30 | + 38.50 |
| 1'000 | CHF 604.80 | CHF 566.10 | + 38.70 |
| 1'500 | CHF 575.30 | CHF 536.90 | + 38.40 |
| 2'000 | CHF 546.30 | CHF 507.80 | + 38.50 |
| 2'500 | CHF 517.30 | CHF 478.60 | + 38.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| HMO practice | CHF 542.10 | — |
| Other model | CHF 551.80 | CHF 540.30 |
| Family doctor | CHF 587.30 | CHF 540.30 |
| Free choice of doctor | CHF 645.30 | CHF 606.90 |
How they moved in this region
Against 2025, Mutuel moves by + 3.9 % and EGK by + 0.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.