Mutuel or EGK in Region 1 of canton Zurich?
In Region 1, Mutuel is CHF 213.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 553.50 a month, EGK to CHF 571.30. The gap is CHF 213.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Mutuel is worth CHF 429.60 more a year. Atupri
Where they stand in the region
Mutuel ranks 11 and EGK ranks 16, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 639.80 | CHF 627.70 | + 12.10 |
| 500 | CHF 628.30 | CHF 616.10 | + 12.20 |
| 1'000 | CHF 599.30 | CHF 586.90 | + 12.40 |
| 1'500 | CHF 569.80 | CHF 557.70 | + 12.10 |
| 2'000 | CHF 540.80 | CHF 528.60 | + 12.20 |
| 2'500 | CHF 511.80 | CHF 499.40 | + 12.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 553.50 | CHF 571.90 |
| HMO practice | CHF 563.10 | — |
| Family doctor | CHF 582.30 | CHF 571.30 |
| Free choice of doctor | CHF 639.80 | CHF 627.70 |
How they moved in this region
Against 2025, Mutuel moves by + 3.6 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.