Mutuel in the canton of Zug — 2026 premiums
Mutuel covers the 11 municipalities of the canton of Zug. Its lowest adult premium there is CHF 364.00 a month, with a 300-franc deductible and accident cover included.
Where it stands
Mutuel ranks 12 out of 27 active insurers in the canton of Zug, cheapest to dearest.
The cantonal average across all insurers is CHF 386.34 a month.
What switching would save you
Moving from Mutuel to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 346.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Zug
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 11 | Baar, Cham, Hünenberg, Menzingen | CHF 364.00 |
The models offered by Mutuel
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — SanaTel | CHF 364.00 |
| HMO practice — OptiMed | CHF 366.10 |
| Family doctor — PrimaCare | CHF 378.60 |
| Free choice of doctor — Grundversicherung | CHF 416.00 |
The twelve years, year by year
Since 2015, the lowest Mutuel premium here has moved by +15.7 %, against +25.1 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Avenir belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 43.20 less per year, for cover the law defines word for word the same way. CHF 360.40
- In this region Philos belongs to the same group — Groupe Mutuel — and costs CHF 260.40 more per year. You are already on the right side. CHF 385.70
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Zug
27 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 335.10 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 335.70 | View |
| Visana AG | CHF 340.70 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 343.20 | View |
| Vivao Sympany SA | CHF 345.00 | View |
| KPT Caisse-maladie SA | CHF 346.50 | View |
| Sanitas Grundversicherungen AG | CHF 354.20 | View |
| Avenir Assurance Maladie SA | CHF 360.40 | View |
| Galenos AG | CHF 360.70 | View |
| SWICA Assurance-maladie SA | CHF 361.60 | View |
| CSS Assurance-maladie SA | CHF 361.70 | View |
| Helsana Assurances SA | CHF 365.50 | View |
| Atupri Assurance de la santé SA | CHF 367.40 | View |
| sana24 AG | CHF 370.30 | View |
| Aquilana Versicherungen | CHF 378.00 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 379.40 | View |
| Assura-Basis SA | CHF 381.20 | View |
| Philos Assurance Maladie SA | CHF 385.70 | View |
| EGK Grundversicherungen AG | CHF 395.80 | View |
| Sumiswalder Krankenkasse | CHF 408.10 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 423.00 | View |
| Krankenkasse Luzerner Hinterland | CHF 424.10 | View |
| Stiftung Krankenkasse Wädenswil | CHF 444.50 | View |
| Einsiedler Krankenkasse | CHF 486.00 | View |
| rhenusana | CHF 493.30 | View |
| vita surselva | CHF 520.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.