Avenir in the canton of Zug — 2026 premiums
Avenir covers the 11 municipalities of the canton of Zug. Its lowest adult premium there is CHF 360.40 a month, with a 300-franc deductible and accident cover included.
Where it stands
Avenir ranks 8 out of 27 active insurers in the canton of Zug, cheapest to dearest.
The cantonal average across all insurers is CHF 386.34 a month.
What switching would save you
Moving from Avenir to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 303.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Zug
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 11 | Baar, Cham, Hünenberg, Menzingen | CHF 360.40 |
The models offered by Avenir
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| HMO practice — OptiMed | CHF 360.40 |
| Other model — PrimaFlex | CHF 362.40 |
| Family doctor — PrimaCare | CHF 368.60 |
| Free choice of doctor — Grundversicherung | CHF 411.80 |
The twelve years, year by year
Since 2015, the lowest Avenir premium here has moved by +34.6 %, against +25.1 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Mutuel belongs to the same group — Groupe Mutuel — and costs CHF 43.20 more per year. You are already on the right side. CHF 364.00
- In this region Philos belongs to the same group — Groupe Mutuel — and costs CHF 303.60 more per year. You are already on the right side. CHF 385.70
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Zug
27 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 335.10 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 335.70 | View |
| Visana AG | CHF 340.70 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 343.20 | View |
| Vivao Sympany SA | CHF 345.00 | View |
| KPT Caisse-maladie SA | CHF 346.50 | View |
| Sanitas Grundversicherungen AG | CHF 354.20 | View |
| Galenos AG | CHF 360.70 | View |
| SWICA Assurance-maladie SA | CHF 361.60 | View |
| CSS Assurance-maladie SA | CHF 361.70 | View |
| Mutuel Assurance Maladie SA | CHF 364.00 | View |
| Helsana Assurances SA | CHF 365.50 | View |
| Atupri Assurance de la santé SA | CHF 367.40 | View |
| sana24 AG | CHF 370.30 | View |
| Aquilana Versicherungen | CHF 378.00 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 379.40 | View |
| Assura-Basis SA | CHF 381.20 | View |
| Philos Assurance Maladie SA | CHF 385.70 | View |
| EGK Grundversicherungen AG | CHF 395.80 | View |
| Sumiswalder Krankenkasse | CHF 408.10 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 423.00 | View |
| Krankenkasse Luzerner Hinterland | CHF 424.10 | View |
| Stiftung Krankenkasse Wädenswil | CHF 444.50 | View |
| Einsiedler Krankenkasse | CHF 486.00 | View |
| rhenusana | CHF 493.30 | View |
| vita surselva | CHF 520.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.