ÖKK in the canton of Nidwalden — 2026 premiums
ÖKK covers the 11 municipalities of the canton of Nidwalden. Its lowest adult premium there is CHF 427.20 a month, with a 300-franc deductible and accident cover included.
Where it stands
ÖKK ranks 11 out of 26 active insurers in the canton of Nidwalden, cheapest to dearest.
The cantonal average across all insurers is CHF 440.06 a month.
What switching would save you
Moving from ÖKK to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 501.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Nidwalden
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 0 | 11 | Beckenried, Buochs, Dallenwil, Emmetten | CHF 427.20 |
The models offered by ÖKK
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| HMO practice — Gesundheitszentrum | CHF 427.20 |
| Family doctor — Hausarzt | CHF 441.90 |
| Other model — Telemedizin | CHF 449.30 |
| Free choice of doctor — Grundversicherung | CHF 491.00 |
The other insurers in the canton of Nidwalden
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 385.40 | View |
| Vivao Sympany SA | CHF 410.70 | View |
| SWICA Assurance-maladie SA | CHF 413.40 | View |
| Sanitas Grundversicherungen AG | CHF 413.70 | View |
| Atupri Assurance de la santé SA | CHF 414.40 | View |
| Aquilana Versicherungen | CHF 416.10 | View |
| Visana AG | CHF 416.80 | View |
| EGK Grundversicherungen AG | CHF 419.60 | View |
| KPT Caisse-maladie SA | CHF 421.30 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 426.40 | View |
| Helsana Assurances SA | CHF 434.30 | View |
| Assura-Basis SA | CHF 437.90 | View |
| Philos Assurance | CHF 442.00 | View |
| Sumiswalder Krankenkasse | CHF 442.40 | View |
| CSS Assurance-maladie SA | CHF 443.60 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 444.70 | View |
| Galenos AG | CHF 448.50 | View |
| sana24 AG | CHF 449.60 | View |
| Krankenkasse Luzerner Hinterland | CHF 451.60 | View |
| Avenir Assurance | CHF 457.50 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 457.60 | View |
| rhenusana | CHF 457.70 | View |
| vita surselva | CHF 492.00 | View |
| Einsiedler Krankenkasse | CHF 505.80 | View |
| Mutuel Assurance | CHF 511.40 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.