Philos in the canton of Aargau — 2026 premiums
Philos covers the 196 municipalities of the canton of Aargau. Its lowest adult premium there is CHF 524.60 a month, with a 300-franc deductible and accident cover included.
Where it stands
Philos ranks 25 out of 27 active insurers in the canton of Aargau, cheapest to dearest.
The cantonal average across all insurers is CHF 493.90 a month.
What switching would save you
Moving from Philos to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 849.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Aargau
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 0 | 196 | Aarau, Aarburg, Abtwil, Ammerswil | CHF 524.60 |
The models offered by Philos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 524.60 |
| HMO practice — OptiMed | CHF 524.60 |
| Family doctor — PrimaCare | CHF 546.00 |
| Free choice of doctor — Grundversicherung | CHF 610.00 |
The other insurers in the canton of Aargau
27 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 453.80 | View |
| Galenos AG | CHF 474.90 | View |
| Atupri Assurance de la santé SA | CHF 477.70 | View |
| Sanitas Grundversicherungen AG | CHF 478.75 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 480.70 | View |
| Avenir Assurance | CHF 481.00 | View |
| EGK Grundversicherungen AG | CHF 481.70 | View |
| Aquilana Versicherungen | CHF 483.20 | View |
| Helsana Assurances SA | CHF 483.80 | View |
| Sumiswalder Krankenkasse | CHF 485.80 | View |
| CSS Assurance-maladie SA | CHF 487.00 | View |
| Assura-Basis SA | CHF 487.50 | View |
| Krankenkasse Luzerner Hinterland | CHF 488.10 | View |
| KPT Caisse-maladie SA | CHF 488.40 | View |
| Visana AG | CHF 494.00 | View |
| sana24 AG | CHF 496.80 | View |
| Stiftung Krankenkasse Wädenswil | CHF 499.00 | View |
| Mutuel Assurance | CHF 500.20 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 500.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 501.50 | View |
| Vivao Sympany SA | CHF 503.80 | View |
| SWICA Assurance-maladie SA | CHF 503.80 | View |
| Krankenkasse Birchmeier | CHF 504.50 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 518.30 | View |
| vita surselva | CHF 526.00 | View |
| rhenusana | CHF 530.10 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.