Philos in canton Aargau: twelve years of premiums
In canton Aargau, the lowest Philos premium went from CHF 302.80 a month in 2015 to CHF 524.60 in 2026 — a rise of +73.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 302.80 | CHF 250.40 | CHF 52.40 |
| 2016 | CHF 306.60 | CHF 289.80 | CHF 16.80 |
| 2017 | CHF 333.20 | CHF 330.50 | CHF 2.70 |
| 2018 | CHF 375.80 | CHF 341.30 | CHF 34.50 |
| 2019 | CHF 394.80 | CHF 357.80 | CHF 37.00 |
| 2020 | CHF 415.40 | CHF 360.50 | CHF 54.90 |
| 2021 | CHF 415.40 | CHF 347.50 | CHF 67.90 |
| 2022 | CHF 408.90 | CHF 350.30 | CHF 58.60 |
| 2023 | CHF 416.20 | CHF 372.15 | CHF 44.05 |
| 2024 | CHF 458.20 | CHF 403.00 | CHF 55.20 |
| 2025 | CHF 504.40 | CHF 423.10 | CHF 81.30 |
| 2026 | CHF 524.60 | CHF 453.80 | CHF 70.80 |
Faster or slower than the rest?
Philos rose +73.3 % over the period, against +81.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.8 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.