Philos in the canton of Uri — 2026 premiums
Philos covers the 19 municipalities of the canton of Uri. Its lowest adult premium there is CHF 482.00 a month, with a 300-franc deductible and accident cover included.
Where it stands
Philos ranks 22 out of 26 active insurers in the canton of Uri, cheapest to dearest.
The cantonal average across all insurers is CHF 440.18 a month.
What switching would save you
Moving from Philos to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 1'264.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Uri
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 19 | Altdorf (UR), Andermatt, Attinghausen, Bürglen (UR) | CHF 482.00 |
The models offered by Philos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 482.00 |
| HMO practice — OptiMed | CHF 482.00 |
| Family doctor — PrimaCare | CHF 504.60 |
| Free choice of doctor — Grundversicherung | CHF 563.70 |
The twelve years, year by year
Since 2015, the lowest Philos premium here has moved by +57.5 %, against +45.2 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Avenir belongs to the same group as the insurer above — Groupe Mutuel — and costs CHF 139.20 less per year, for cover the law defines word for word the same way. CHF 470.40
- In this region Mutuel belongs to the same group — Groupe Mutuel — and costs CHF 3.60 more per year. You are already on the right side. CHF 482.30
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Uri
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 376.60 | View |
| CSS Assurance-maladie SA | CHF 400.80 | View |
| Vivao Sympany SA | CHF 401.00 | View |
| Atupri Assurance de la santé SA | CHF 401.30 | View |
| Sanitas Grundversicherungen AG | CHF 404.10 | View |
| Aquilana Versicherungen | CHF 405.00 | View |
| Visana AG | CHF 411.00 | View |
| SWICA Assurance-maladie SA | CHF 411.90 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 413.30 | View |
| KPT Caisse-maladie SA | CHF 418.90 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 421.50 | View |
| EGK Grundversicherungen AG | CHF 425.20 | View |
| Sumiswalder Krankenkasse | CHF 427.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 429.00 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 430.20 | View |
| Helsana Assurances SA | CHF 431.80 | View |
| Krankenkasse Luzerner Hinterland | CHF 432.90 | View |
| Galenos AG | CHF 448.10 | View |
| Assura-Basis SA | CHF 464.80 | View |
| Avenir Assurance Maladie SA | CHF 470.40 | View |
| vita surselva | CHF 478.00 | View |
| Mutuel Assurance Maladie SA | CHF 482.30 | View |
| rhenusana | CHF 484.30 | View |
| Einsiedler Krankenkasse | CHF 506.90 | View |
| sana24 AG | CHF 586.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.