Philos in canton Uri: twelve years of premiums
In canton Uri, the lowest Philos premium went from CHF 306.00 a month in 2015 to CHF 482.00 in 2026 — a rise of +57.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 306.00 | CHF 259.30 | CHF 46.70 |
| 2016 | CHF 319.20 | CHF 267.40 | CHF 51.80 |
| 2017 | CHF 344.30 | CHF 294.80 | CHF 49.50 |
| 2018 | CHF 375.80 | CHF 288.20 | CHF 87.60 |
| 2019 | CHF 384.50 | CHF 307.20 | CHF 77.30 |
| 2020 | CHF 408.40 | CHF 313.40 | CHF 95.00 |
| 2021 | CHF 421.50 | CHF 312.00 | CHF 109.50 |
| 2022 | CHF 425.20 | CHF 313.70 | CHF 111.50 |
| 2023 | CHF 436.30 | CHF 334.00 | CHF 102.30 |
| 2024 | CHF 453.10 | CHF 347.50 | CHF 105.60 |
| 2025 | CHF 461.20 | CHF 354.40 | CHF 106.80 |
| 2026 | CHF 482.00 | CHF 376.60 | CHF 105.40 |
Faster or slower than the rest?
Philos rose +57.5 % over the period, against +45.2 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +9.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.