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Sanitas or Assura-Basis in Region 2 of canton Bern?

In Region 2, Assura-Basis is CHF 424.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 509.90 a month, Sanitas to CHF 545.30. The gap is CHF 424.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Assura-Basis is worth CHF 195.60 more a year. Visana

Where they stand in the region

Sanitas ranks 20 and Assura-Basis ranks 5, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 626.80CHF 586.00+ 40.80
500CHF 615.20CHF 574.40+ 40.80
1'000CHF 586.00CHF 545.20+ 40.80
1'500CHF 556.80CHF 516.00+ 40.80
2'000CHF 527.70CHF 486.90+ 40.80
2'500CHF 498.50CHF 457.70+ 40.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 545.30CHF 509.90
Other modelCHF 551.60—
HMO practiceCHF 570.40—
Free choice of doctorCHF 626.80CHF 586.00

How they moved in this region

Against 2025, Sanitas moves by + 3.0 % and Assura-Basis by + 2.1 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.