Sanitas or Assura-Basis?
Basic benefits are identical at Sanitas and Assura-Basis — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Sanitas is cheaper in 25 of 42 premium regions.
On average, Sanitas costs CHF 90 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Sanitas | Assura-Basis | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 478.75 | CHF 487.50 | CHF -8.75 |
| Appenzell Innerrhoden | single | CHF 378.30 | CHF 371.70 | +CHF 6.60 |
| Appenzell Ausserrhoden | single | CHF 448.65 | CHF 462.60 | CHF -13.95 |
| Bern | 1 | CHF 552.30 | CHF 589.50 | CHF -37.20 |
| Bern | 2 | CHF 545.30 | CHF 509.90 | +CHF 35.40 |
| Bern | 3 | CHF 495.45 | CHF 502.30 | CHF -6.85 |
| Basel-Landschaft | 1 | CHF 558.30 | CHF 577.30 | CHF -19.00 |
| Basel-Landschaft | 2 | CHF 556.30 | CHF 531.20 | +CHF 25.10 |
| Basel-Stadt | single | CHF 598.40 | CHF 576.10 | +CHF 22.30 |
| Fribourg | 1 | CHF 503.75 | CHF 521.90 | CHF -18.15 |
| Fribourg | 2 | CHF 501.10 | CHF 492.40 | +CHF 8.70 |
| Geneva | single | CHF 609.30 | CHF 604.30 | +CHF 5.00 |
| Glarus | single | CHF 455.60 | CHF 516.00 | CHF -60.40 |
| Grisons | 1 | CHF 453.60 | CHF 544.80 | CHF -91.20 |
| Grisons | 2 | CHF 448.30 | CHF 484.90 | CHF -36.60 |
| Grisons | 3 | CHF 434.75 | CHF 451.00 | CHF -16.25 |
| Jura | single | CHF 570.45 | CHF 562.10 | +CHF 8.35 |
| Lucerne | 1 | CHF 461.60 | CHF 478.80 | CHF -17.20 |
| Lucerne | 2 | CHF 443.60 | CHF 456.60 | CHF -13.00 |
| Lucerne | 3 | CHF 429.50 | CHF 440.20 | CHF -10.70 |
| Neuchâtel | single | CHF 576.60 | CHF 569.30 | +CHF 7.30 |
| Nidwalden | single | CHF 413.70 | CHF 437.90 | CHF -24.20 |
| Obwalden | single | CHF 418.20 | CHF 470.70 | CHF -52.50 |
| St. Gallen | 1 | CHF 479.65 | CHF 492.20 | CHF -12.55 |
| St. Gallen | 2 | CHF 457.30 | CHF 458.00 | CHF -0.70 |
| St. Gallen | 3 | CHF 445.80 | CHF 435.10 | +CHF 10.70 |
| Schaffhausen | 1 | CHF 522.70 | CHF 492.00 | +CHF 30.70 |
| Schaffhausen | 2 | CHF 484.35 | CHF 452.60 | +CHF 31.75 |
| Solothurn | single | CHF 518.15 | CHF 522.20 | CHF -4.05 |
| Schwyz | single | CHF 456.75 | CHF 453.30 | +CHF 3.45 |
| Thurgau | single | CHF 463.20 | CHF 495.30 | CHF -32.10 |
| Ticino | 1 | CHF 624.80 | CHF 617.80 | +CHF 7.00 |
| Ticino | 2 | CHF 586.05 | CHF 579.00 | +CHF 7.05 |
| Uri | single | CHF 404.10 | CHF 464.80 | CHF -60.70 |
| Vaud | 1 | CHF 571.00 | CHF 578.90 | CHF -7.90 |
| Vaud | 2 | CHF 561.60 | CHF 537.30 | +CHF 24.30 |
| Valais | 1 | CHF 487.10 | CHF 505.60 | CHF -18.50 |
| Valais | 2 | CHF 492.40 | CHF 447.50 | +CHF 44.90 |
| Zug | single | CHF 354.20 | CHF 381.20 | CHF -27.00 |
| Zurich | 1 | CHF 532.70 | CHF 522.80 | +CHF 9.90 |
| Zurich | 2 | CHF 488.40 | CHF 498.90 | CHF -10.50 |
| Zurich | 3 | CHF 451.40 | CHF 454.00 | CHF -2.60 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.