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Sanitas or Assura-Basis in Region 2 of canton Fribourg?

In Region 2, Assura-Basis is CHF 104.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 492.40 a month, Sanitas to CHF 501.10. The gap is CHF 104.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Assura-Basis is worth CHF 508.80 more a year. Agrisano

Where they stand in the region

Sanitas ranks 17 and Assura-Basis ranks 16, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 576.00CHF 565.90+ 10.10
500CHF 564.40CHF 554.30+ 10.10
1'000CHF 535.20CHF 525.10+ 10.10
1'500CHF 506.00CHF 495.90+ 10.10
2'000CHF 476.90CHF 466.80+ 10.10
2'500CHF 447.70CHF 437.60+ 10.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 501.10CHF 492.40
Other modelCHF 518.40CHF 495.20
HMO practiceCHF 524.20—
Free choice of doctorCHF 576.00CHF 565.90

How they moved in this region

Against 2025, Sanitas moves by + 4.6 % and Assura-Basis by + 4.6 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.