Sanitas or Assura-Basis in Region 2 of canton Grisons?
In Region 2, Sanitas is CHF 439.20 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 448.30 a month, Assura-Basis to CHF 484.90. The gap is CHF 439.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Sanitas is worth CHF 363.60 more a year. Agrisano
Where they stand in the region
Sanitas ranks 7 and Assura-Basis ranks 20, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 515.30 | CHF 532.80 | − 17.50 |
| 500 | CHF 503.70 | CHF 521.20 | − 17.50 |
| 1'000 | CHF 474.50 | CHF 492.00 | − 17.50 |
| 1'500 | CHF 445.30 | CHF 462.80 | − 17.50 |
| 2'000 | CHF 416.20 | CHF 433.70 | − 17.50 |
| 2'500 | CHF 387.00 | CHF 404.50 | − 17.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Assura-Basis |
|---|---|---|
| Family doctor | CHF 448.30 | CHF 484.90 |
| Other model | CHF 448.40 | — |
| HMO practice | CHF 469.00 | — |
| Free choice of doctor | CHF 515.30 | CHF 532.80 |
How they moved in this region
Against 2025, Sanitas moves by + 4.2 % and Assura-Basis by + 5.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.