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Sanitas or Assura-Basis in Region 1 of canton St. Gallen?

In Region 1, Sanitas is CHF 150.60 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 479.65 a month, Assura-Basis to CHF 492.20. The gap is CHF 150.60 a year, 300-franc deductible, accident cover included.

What the question hides

Sanitas is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Sanitas ranks 1 and Assura-Basis ranks 12, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 551.30CHF 595.10− 43.80
500CHF 539.70CHF 583.50− 43.80
1'000CHF 510.50CHF 554.30− 43.80
1'500CHF 481.30CHF 525.10− 43.80
2'000CHF 452.20CHF 496.00− 43.80
2'500CHF 423.00CHF 466.80− 43.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 479.65CHF 492.20
Other modelCHF 496.20—
HMO practiceCHF 501.70—
Free choice of doctorCHF 551.30CHF 595.10

How they moved in this region

Against 2025, Sanitas moves by + 4.1 % and Assura-Basis by + 2.4 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.