Sanitas or Assura-Basis in Region 2 of canton Valais?
In Region 2, Assura-Basis is CHF 538.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 447.50 a month, Sanitas to CHF 492.40. The gap is CHF 538.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Assura-Basis is worth CHF 494.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 22 and Assura-Basis ranks 12, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 566.00 | CHF 505.60 | + 60.40 |
| 500 | CHF 554.40 | CHF 494.00 | + 60.40 |
| 1'000 | CHF 525.20 | CHF 464.80 | + 60.40 |
| 1'500 | CHF 496.00 | CHF 435.60 | + 60.40 |
| 2'000 | CHF 466.90 | CHF 406.50 | + 60.40 |
| 2'500 | CHF 437.70 | CHF 377.30 | + 60.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Assura-Basis |
|---|---|---|
| Family doctor | CHF 492.40 | CHF 447.50 |
| Other model | CHF 509.40 | CHF 450.00 |
| HMO practice | CHF 515.10 | — |
| Free choice of doctor | CHF 566.00 | CHF 505.60 |
How they moved in this region
Against 2025, Sanitas moves by + 2.5 % and Assura-Basis by + 6.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.