Sanitas or Atupri in Region 2 of canton Bern?
In Region 2, Atupri is CHF 332.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 517.60 a month, Sanitas to CHF 545.30. The gap is CHF 332.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Atupri is worth CHF 288.00 more a year. Visana
Where they stand in the region
Sanitas ranks 20 and Atupri ranks 10, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 626.80 | CHF 594.30 | + 32.50 |
| 500 | CHF 615.20 | CHF 582.70 | + 32.50 |
| 1'000 | CHF 586.00 | CHF 553.50 | + 32.50 |
| 1'500 | CHF 556.80 | CHF 524.30 | + 32.50 |
| 2'000 | CHF 527.70 | CHF 495.20 | + 32.50 |
| 2'500 | CHF 498.50 | CHF 466.00 | + 32.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Family doctor | CHF 545.30 | CHF 537.80 |
| Other model | CHF 551.60 | CHF 517.60 |
| HMO practice | CHF 570.40 | CHF 525.40 |
| Free choice of doctor | CHF 626.80 | CHF 594.30 |
How they moved in this region
Against 2025, Sanitas moves by + 3.0 % and Atupri by + 6.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.