Sanitas or Atupri?
Basic benefits are identical at Sanitas and Atupri — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Atupri is cheaper in 23 of 42 premium regions.
On average, Sanitas costs CHF 25 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Sanitas | Atupri | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 478.75 | CHF 477.70 | +CHF 1.05 |
| Appenzell Innerrhoden | single | CHF 378.30 | CHF 375.30 | +CHF 3.00 |
| Appenzell Ausserrhoden | single | CHF 448.65 | CHF 573.90 | CHF -125.25 |
| Bern | 1 | CHF 552.30 | CHF 548.90 | +CHF 3.40 |
| Bern | 2 | CHF 545.30 | CHF 517.60 | +CHF 27.70 |
| Bern | 3 | CHF 495.45 | CHF 510.70 | CHF -15.25 |
| Basel-Landschaft | 1 | CHF 558.30 | CHF 558.70 | CHF -0.40 |
| Basel-Landschaft | 2 | CHF 556.30 | CHF 540.80 | +CHF 15.50 |
| Basel-Stadt | single | CHF 598.40 | CHF 604.50 | CHF -6.10 |
| Fribourg | 1 | CHF 503.75 | CHF 506.50 | CHF -2.75 |
| Fribourg | 2 | CHF 501.10 | CHF 474.10 | +CHF 27.00 |
| Geneva | single | CHF 609.30 | CHF 609.70 | CHF -0.40 |
| Glarus | single | CHF 455.60 | CHF 457.10 | CHF -1.50 |
| Grisons | 1 | CHF 453.60 | CHF 517.70 | CHF -64.10 |
| Grisons | 2 | CHF 448.30 | CHF 469.00 | CHF -20.70 |
| Grisons | 3 | CHF 434.75 | CHF 468.00 | CHF -33.25 |
| Jura | single | CHF 570.45 | CHF 565.40 | +CHF 5.05 |
| Lucerne | 1 | CHF 461.60 | CHF 451.60 | +CHF 10.00 |
| Lucerne | 2 | CHF 443.60 | CHF 455.70 | CHF -12.10 |
| Lucerne | 3 | CHF 429.50 | CHF 440.20 | CHF -10.70 |
| Neuchâtel | single | CHF 576.60 | CHF 583.80 | CHF -7.20 |
| Nidwalden | single | CHF 413.70 | CHF 414.40 | CHF -0.70 |
| Obwalden | single | CHF 418.20 | CHF 413.40 | +CHF 4.80 |
| St. Gallen | 1 | CHF 479.65 | CHF 489.30 | CHF -9.65 |
| St. Gallen | 2 | CHF 457.30 | CHF 443.90 | +CHF 13.40 |
| St. Gallen | 3 | CHF 445.80 | CHF 443.10 | +CHF 2.70 |
| Schaffhausen | 1 | CHF 522.70 | CHF 516.10 | +CHF 6.60 |
| Schaffhausen | 2 | CHF 484.35 | CHF 516.10 | CHF -31.75 |
| Solothurn | single | CHF 518.15 | CHF 507.70 | +CHF 10.45 |
| Schwyz | single | CHF 456.75 | CHF 433.50 | +CHF 23.25 |
| Thurgau | single | CHF 463.20 | CHF 448.00 | +CHF 15.20 |
| Ticino | 1 | CHF 624.80 | CHF 640.90 | CHF -16.10 |
| Ticino | 2 | CHF 586.05 | CHF 576.70 | +CHF 9.35 |
| Uri | single | CHF 404.10 | CHF 401.30 | +CHF 2.80 |
| Vaud | 1 | CHF 571.00 | CHF 570.10 | +CHF 0.90 |
| Vaud | 2 | CHF 561.60 | CHF 539.50 | +CHF 22.10 |
| Valais | 1 | CHF 487.10 | CHF 481.20 | +CHF 5.90 |
| Valais | 2 | CHF 492.40 | CHF 430.10 | +CHF 62.30 |
| Zug | single | CHF 354.20 | CHF 367.40 | CHF -13.20 |
| Zurich | 1 | CHF 532.70 | CHF 517.70 | +CHF 15.00 |
| Zurich | 2 | CHF 488.40 | CHF 475.60 | +CHF 12.80 |
| Zurich | 3 | CHF 451.40 | CHF 469.00 | CHF -17.60 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.