Sanitas or Atupri in Region 2 of canton Fribourg?
In Region 2, Atupri is CHF 324.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 474.10 a month, Sanitas to CHF 501.10. The gap is CHF 324.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Atupri is worth CHF 289.20 more a year. Agrisano
Where they stand in the region
Sanitas ranks 17 and Atupri ranks 6, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 576.00 | CHF 541.80 | + 34.20 |
| 500 | CHF 564.40 | CHF 530.20 | + 34.20 |
| 1'000 | CHF 535.20 | CHF 501.00 | + 34.20 |
| 1'500 | CHF 506.00 | CHF 471.80 | + 34.20 |
| 2'000 | CHF 476.90 | CHF 442.70 | + 34.20 |
| 2'500 | CHF 447.70 | CHF 413.50 | + 34.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Family doctor | CHF 501.10 | CHF 514.70 |
| Other model | CHF 518.40 | CHF 474.10 |
| HMO practice | CHF 524.20 | CHF 490.30 |
| Free choice of doctor | CHF 576.00 | CHF 541.80 |
How they moved in this region
Against 2025, Sanitas moves by + 4.6 % and Atupri by + 6.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.