Sanitas or Atupri in Region 2 of canton Ticino?
In Region 2, Atupri is CHF 112.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 576.70 a month, Sanitas to CHF 586.05. The gap is CHF 112.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Atupri is worth CHF 452.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 11 and Atupri ranks 7, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 673.60 | CHF 683.30 | − 9.70 |
| 500 | CHF 662.00 | CHF 671.70 | − 9.70 |
| 1'000 | CHF 632.80 | CHF 642.50 | − 9.70 |
| 1'500 | CHF 603.60 | CHF 613.30 | − 9.70 |
| 2'000 | CHF 574.50 | CHF 584.20 | − 9.70 |
| 2'500 | CHF 545.30 | CHF 555.00 | − 9.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Family doctor | CHF 586.05 | CHF 621.80 |
| Other model | CHF 606.30 | CHF 601.30 |
| HMO practice | CHF 613.00 | CHF 576.70 |
| Free choice of doctor | CHF 673.60 | CHF 683.30 |
How they moved in this region
Against 2025, Sanitas moves by + 5.1 % and Atupri by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.