Sanitas or Atupri in Region 2 of canton Vaud?
In Region 2, Atupri is CHF 265.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 539.50 a month, Sanitas to CHF 561.60. The gap is CHF 265.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Atupri is worth CHF 26.40 more a year. Assura-Basis
Where they stand in the region
Sanitas ranks 11 and Atupri ranks 2, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 668.50 | CHF 611.00 | + 57.50 |
| 500 | CHF 656.90 | CHF 599.40 | + 57.50 |
| 1'000 | CHF 627.70 | CHF 570.20 | + 57.50 |
| 1'500 | CHF 598.50 | CHF 541.00 | + 57.50 |
| 2'000 | CHF 569.40 | CHF 511.90 | + 57.50 |
| 2'500 | CHF 540.20 | CHF 482.70 | + 57.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Other model | CHF 561.60 | CHF 543.80 |
| Family doctor | CHF 581.60 | CHF 580.50 |
| HMO practice | CHF 608.40 | CHF 539.50 |
| Free choice of doctor | CHF 668.50 | CHF 611.00 |
How they moved in this region
Against 2025, Sanitas moves by + 0.4 % and Atupri by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.