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Sanitas or CONCORDIA in Region 2 of canton Schaffhausen?

In Region 2, CONCORDIA is CHF 177.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 469.60 a month, Sanitas to CHF 484.35. The gap is CHF 177.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to CONCORDIA is worth CHF 429.60 more a year. Agrisano

Where they stand in the region

Sanitas ranks 10 and CONCORDIA ranks 7, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasCONCORDIAGap
300CHF 556.70CHF 539.70+ 17.00
500CHF 545.10CHF 528.10+ 17.00
1'000CHF 515.90CHF 498.90+ 17.00
1'500CHF 486.70CHF 469.70+ 17.00
2'000CHF 457.60CHF 440.60+ 17.00
2'500CHF 428.40CHF 411.40+ 17.00

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasCONCORDIA
Family doctorCHF 484.35CHF 477.70
Other modelCHF 501.10CHF 469.60
HMO practiceCHF 506.60CHF 469.60
Free choice of doctorCHF 556.70CHF 539.70

How they moved in this region

Against 2025, Sanitas moves by + 4.5 % and CONCORDIA by + 5.2 % in this region.

Sanitas, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.