Sanitas or EGK in Region 1 of canton Grisons?
In Region 1, Sanitas is CHF 1'134.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 453.60 a month, EGK to CHF 548.10. The gap is CHF 1'134.00 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 24 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 1 and EGK ranks 22, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | EGK | Gap |
|---|---|---|---|
| 300 | CHF 539.90 | CHF 622.20 | − 82.30 |
| 500 | CHF 528.30 | CHF 610.60 | − 82.30 |
| 1'000 | CHF 499.10 | CHF 581.40 | − 82.30 |
| 1'500 | CHF 469.90 | CHF 552.20 | − 82.30 |
| 2'000 | CHF 440.80 | CHF 523.10 | − 82.30 |
| 2'500 | CHF 411.60 | CHF 493.90 | − 82.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | EGK |
|---|---|---|
| Other model | CHF 453.60 | CHF 548.10 |
| Family doctor | CHF 469.70 | CHF 603.60 |
| HMO practice | CHF 491.40 | — |
| Free choice of doctor | CHF 539.90 | CHF 622.20 |
How they moved in this region
Against 2025, Sanitas moves by + 3.1 % and EGK by + 2.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.