Region 1 of canton Grisons — 2026 premiums

Region 1 of canton Grisons groups 15 municipalities that all pay the same rate. 24 insurers offer premiums here, from CHF 453.60 a month for an adult, 300-franc deductible, accident cover included.

The gap, in francs

Between the cheapest (CHF 453.60) and the dearest (CHF 567.70) in this region there is CHF 1'369.20 a year — for exactly the same cover, defined by law.

The insurers in Region 1, cheapest to dearest

24 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

Rank	Insurer	From
1	Sanitas	CHF 453.60	View
2	KPT	CHF 460.80	View
3	CONCORDIA	CHF 461.70	View
4	ÖKK	CHF 463.50	View
5	CSS	CHF 473.90	View
6	vita surselva	CHF 474.05	View
7	curaulta	CHF 475.10	View
8	Helsana	CHF 479.00	View
9	Mutuel	CHF 479.50	View
10	Sumiswalder	CHF 484.10	View
11	SWICA	CHF 492.50	View
12	sana24	CHF 501.10	View
13	Vivao Sympany	CHF 506.40	View
14	Aquilana	CHF 507.80	View
15	Avenir	CHF 508.40	View
16	rhenusana	CHF 510.00	View
17	Agrisano	CHF 512.10	View
18	Philos	CHF 512.20	View
19	Visana	CHF 514.60	View
20	Atupri	CHF 517.70	View
21	Assura-Basis	CHF 544.80	View
22	EGK	CHF 548.10	View
23	Galenos	CHF 551.90	View
24	SLKK	CHF 567.70	View

The lowest price at each deductible

The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.

Deductible	From	Insurer
300	CHF 453.60	Sanitas
500	CHF 442.00	Sanitas
1'000	CHF 412.80	Sanitas
1'500	CHF 383.60	Sanitas
2'000	CHF 354.50	Sanitas
2'500	CHF 325.30	Sanitas

The lowest price for each model

The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.

Model	From	Insurer
Other model	CHF 453.60	Sanitas
HMO practice	CHF 461.70	CONCORDIA
Family doctor	CHF 463.50	ÖKK
Free choice of doctor	CHF 499.00	vita surselva

Where this region sits in canton Grisons

It is the 3th cheapest region in canton Grisons, out of 3.

Region	Municipalities	From
Region 3	40	CHF 404.70
Region 2	45	CHF 418.00
Region 1	15	CHF 453.60

Compared with last year

The region’s lowest premium goes from CHF 430.60 in 2025 to CHF 453.60 — a rise of 5.3 %.

What it costs, for someone like you

«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.

Health insurance as a student Health insurance in your first job Health insurance for a family of four Health insurance when self-employed Health insurance in retirement Health insurance when arriving in Switzerland Health insurance for a child Health insurance during an apprenticeship Health insurance when you are out of work Health insurance for two Health insurance as a cross-border worker Health insurance after retirement

The 15 municipalities in this region

They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton Grisons changes nothing about your premium.

Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza

Source: Federal Office of Public Health (FOPH), official premiums.