Sanitas or EGK in Region 2 of canton Schaffhausen?

In Region 2, Sanitas is CHF 29.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 484.35 a month, EGK to CHF 486.80. The gap is CHF 29.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Sanitas is worth CHF 606.60 more a year. Agrisano

Sanitas ranks 10 and EGK ranks 11, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	EGK	Gap
300	CHF 556.70	CHF 537.80	+ 18.90
500	CHF 545.10	CHF 526.10	+ 19.00
1'000	CHF 515.90	CHF 497.00	+ 18.90
1'500	CHF 486.70	CHF 467.80	+ 18.90
2'000	CHF 457.60	CHF 438.60	+ 19.00
2'500	CHF 428.40	CHF 409.50	+ 18.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Sanitas moves by + 4.5 % and EGK by + 1.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.