Sanitas or EGK in Region 2 of canton St. Gallen?

In Region 2, Sanitas is CHF 6.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 457.30 a month, EGK to CHF 457.80. The gap is CHF 6.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to Sanitas is worth CHF 452.40 more a year. Agrisano

Sanitas ranks 9 and EGK ranks 10, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	EGK	Gap
300	CHF 537.90	CHF 526.10	+ 11.80
500	CHF 526.30	CHF 514.40	+ 11.90
1'000	CHF 497.10	CHF 485.20	+ 11.90
1'500	CHF 467.90	CHF 456.10	+ 11.80
2'000	CHF 438.80	CHF 426.90	+ 11.90
2'500	CHF 409.60	CHF 397.70	+ 11.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Sanitas moves by + 4.1 % and EGK by + 3.4 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.