Region 2 of canton St. Gallen — 2026 premiums

Region 2 of canton St. Gallen groups 44 municipalities that all pay the same rate. 25 insurers offer premiums here, from CHF 419.60 a month for an adult, 300-franc deductible, accident cover included.

The gap, in francs

Between the cheapest (CHF 419.60) and the dearest (CHF 547.95) in this region there is CHF 1'540.20 a year — for exactly the same cover, defined by law.

The insurers in Region 2, cheapest to dearest

25 active insurers. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

Rank	Insurer	From
1	Agrisano	CHF 419.60	View
2	Atupri	CHF 443.90	View
3	CSS	CHF 444.40	View
4	KPT	CHF 448.50	View
5	SWICA	CHF 450.10	View
6	ÖKK	CHF 455.90	View
7	CONCORDIA	CHF 456.00	View
8	Aquilana	CHF 457.10	View
9	Sanitas	CHF 457.30	View
10	EGK	CHF 457.80	View
11	Assura-Basis	CHF 458.00	View
12	Helsana	CHF 458.60	View
13	Galenos	CHF 459.00	View
14	sana24	CHF 466.50	View
15	rhenusana	CHF 471.10	View
16	Sumiswalder	CHF 474.50	View
17	Vivao Sympany	CHF 479.70	View
18	Avenir	CHF 486.50	View
19	Mutuel	CHF 490.70	View
20	vita surselva	CHF 506.00	View
21	Glarner	CHF 511.10	View
22	SLKK	CHF 512.50	View
23	Visana	CHF 514.30	View
24	Philos	CHF 518.20	View
25	Einsiedler	CHF 547.95	View

The lowest price at each deductible

The deductible changes no benefits, only how the risk is shared. Here is what the region’s cheapest insurer charges at each level.

Deductible	From	Insurer
300	CHF 419.60	Agrisano
500	CHF 409.50	Agrisano
1'000	CHF 384.50	Agrisano
1'500	CHF 359.40	Agrisano
2'000	CHF 334.30	Agrisano
2'500	CHF 309.30	Agrisano

The lowest price for each model

The model limits who you see first, not the treatment. At a 300-franc deductible, here is the region’s lowest rate for each.

Model	From	Insurer
Other model	CHF 419.60	Agrisano
HMO practice	CHF 443.90	Atupri
Family doctor	CHF 444.40	CSS
Free choice of doctor	CHF 487.90	Agrisano

Where this region sits in canton St. Gallen

It is the 2th cheapest region in canton St. Gallen, out of 3.

Region	Municipalities	From
Region 3	23	CHF 401.60
Region 2	44	CHF 419.60
Region 1	8	CHF 479.65

Compared with last year

The region’s lowest premium goes from CHF 398.70 in 2025 to CHF 419.60 — a rise of 5.2 %.

What it costs, for someone like you

«What does health insurance cost» has no answer. «What does it cost a student in Fribourg» does. Here are 12 situations, priced on official premiums.

Health insurance as a student Health insurance in your first job Health insurance for a family of four Health insurance when self-employed Health insurance in retirement Health insurance when arriving in Switzerland Health insurance for a child Health insurance during an apprenticeship Health insurance when you are out of work Health insurance for two Health insurance as a cross-border worker Health insurance after retirement

The 44 municipalities in this region

They all pay exactly the same rate: under basic insurance the premium belongs to the region, not the municipality. Moving within this region of canton St. Gallen changes nothing about your premium.

Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach

Source: Federal Office of Public Health (FOPH), official premiums.