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Sanitas or ÖKK in Region 1 of canton Schaffhausen?

In Region 1, ÖKK is CHF 508.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

ÖKK comes down to CHF 480.30 a month, Sanitas to CHF 522.70. The gap is CHF 508.80 a year, 300-franc deductible, accident cover included.

What the question hides

ÖKK is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Sanitas ranks 15 and ÖKK ranks 1, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasÖKKGap
300CHF 600.80CHF 552.00+ 48.80
500CHF 589.20CHF 540.40+ 48.80
1'000CHF 560.00CHF 511.20+ 48.80
1'500CHF 530.80CHF 482.00+ 48.80
2'000CHF 501.70CHF 452.90+ 48.80
2'500CHF 472.50CHF 423.70+ 48.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasÖKK
Family doctorCHF 522.70CHF 496.80
Other modelCHF 540.80CHF 496.80
HMO practiceCHF 546.80CHF 480.30
Free choice of doctorCHF 600.80CHF 552.00

How they moved in this region

Against 2025, Sanitas moves by + 4.5 % and ÖKK by + 3.0 % in this region.

Sanitas, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.