Sanitas or Visana in Region 2 of canton Bern?
In Region 2, Visana is CHF 620.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 493.60 a month, Sanitas to CHF 545.30. The gap is CHF 620.40 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 20 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 626.80 | CHF 587.50 | + 39.30 |
| 500 | CHF 615.20 | CHF 580.80 | + 34.40 |
| 1'000 | CHF 586.00 | CHF 546.70 | + 39.30 |
| 1'500 | CHF 556.80 | CHF 517.50 | + 39.30 |
| 2'000 | CHF 527.70 | CHF 488.30 | + 39.40 |
| 2'500 | CHF 498.50 | CHF 459.20 | + 39.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 545.30 | CHF 527.60 |
| Other model | CHF 551.60 | CHF 505.30 |
| HMO practice | CHF 570.40 | CHF 493.60 |
| Free choice of doctor | CHF 626.80 | CHF 587.50 |
How they moved in this region
Against 2025, Sanitas moves by + 3.0 % and Visana by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.