Sanitas or Visana?
Basic benefits are identical at Sanitas and Visana — the law requires it. Only the price differs, and it differs from canton to canton. Here is where each one wins.
Sanitas is cheaper in 29 of 42 premium regions.
On average, Sanitas costs CHF 198 less per year.
Adult, CHF 300 deductible, accident cover included. Each insurer’s lowest premium, across all models.
Region by region
| Canton | Region | Sanitas | Visana | Monthly gap |
|---|---|---|---|---|
| Aargau | single | CHF 478.75 | CHF 494.00 | CHF -15.25 |
| Appenzell Innerrhoden | single | CHF 378.30 | CHF 404.50 | CHF -26.20 |
| Appenzell Ausserrhoden | single | CHF 448.65 | CHF 472.40 | CHF -23.75 |
| Bern | 1 | CHF 552.30 | CHF 540.10 | +CHF 12.20 |
| Bern | 2 | CHF 545.30 | CHF 493.60 | +CHF 51.70 |
| Bern | 3 | CHF 495.45 | CHF 465.50 | +CHF 29.95 |
| Basel-Landschaft | 1 | CHF 558.30 | CHF 592.60 | CHF -34.30 |
| Basel-Landschaft | 2 | CHF 556.30 | CHF 525.50 | +CHF 30.80 |
| Basel-Stadt | single | CHF 598.40 | CHF 630.40 | CHF -32.00 |
| Fribourg | 1 | CHF 503.75 | CHF 508.60 | CHF -4.85 |
| Fribourg | 2 | CHF 501.10 | CHF 465.20 | +CHF 35.90 |
| Geneva | single | CHF 609.30 | CHF 688.40 | CHF -79.10 |
| Glarus | single | CHF 455.60 | CHF 452.80 | +CHF 2.80 |
| Grisons | 1 | CHF 453.60 | CHF 514.60 | CHF -61.00 |
| Grisons | 2 | CHF 448.30 | CHF 484.30 | CHF -36.00 |
| Grisons | 3 | CHF 434.75 | CHF 445.90 | CHF -11.15 |
| Jura | single | CHF 570.45 | CHF 552.30 | +CHF 18.15 |
| Lucerne | 1 | CHF 461.60 | CHF 529.70 | CHF -68.10 |
| Lucerne | 2 | CHF 443.60 | CHF 485.30 | CHF -41.70 |
| Lucerne | 3 | CHF 429.50 | CHF 485.30 | CHF -55.80 |
| Neuchâtel | single | CHF 576.60 | CHF 554.20 | +CHF 22.40 |
| Nidwalden | single | CHF 413.70 | CHF 416.80 | CHF -3.10 |
| Obwalden | single | CHF 418.20 | CHF 421.20 | CHF -3.00 |
| St. Gallen | 1 | CHF 479.65 | CHF 541.30 | CHF -61.65 |
| St. Gallen | 2 | CHF 457.30 | CHF 514.30 | CHF -57.00 |
| St. Gallen | 3 | CHF 445.80 | CHF 505.00 | CHF -59.20 |
| Schaffhausen | 1 | CHF 522.70 | CHF 500.80 | +CHF 21.90 |
| Schaffhausen | 2 | CHF 484.35 | CHF 455.20 | +CHF 29.15 |
| Solothurn | single | CHF 518.15 | CHF 493.00 | +CHF 25.15 |
| Schwyz | single | CHF 456.75 | CHF 485.40 | CHF -28.65 |
| Thurgau | single | CHF 463.20 | CHF 504.60 | CHF -41.40 |
| Ticino | 1 | CHF 624.80 | CHF 683.80 | CHF -59.00 |
| Ticino | 2 | CHF 586.05 | CHF 677.00 | CHF -90.95 |
| Uri | single | CHF 404.10 | CHF 411.00 | CHF -6.90 |
| Vaud | 1 | CHF 571.00 | CHF 605.20 | CHF -34.20 |
| Vaud | 2 | CHF 561.60 | CHF 580.90 | CHF -19.30 |
| Valais | 1 | CHF 487.10 | CHF 488.30 | CHF -1.20 |
| Valais | 2 | CHF 492.40 | CHF 456.60 | +CHF 35.80 |
| Zug | single | CHF 354.20 | CHF 340.70 | +CHF 13.50 |
| Zurich | 1 | CHF 532.70 | CHF 580.90 | CHF -48.20 |
| Zurich | 2 | CHF 488.40 | CHF 495.50 | CHF -7.10 |
| Zurich | 3 | CHF 451.40 | CHF 462.70 | CHF -11.30 |
A premium gap says nothing about service quality, reimbursement times or how easy it is to reach someone. Those things are not published, and we will not invent them.