Sanitas or Visana in Region 2 of canton Fribourg?
In Region 2, Visana is CHF 430.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 465.20 a month, Sanitas to CHF 501.10. The gap is CHF 430.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Visana is worth CHF 182.40 more a year. Agrisano
Where they stand in the region
Sanitas ranks 17 and Visana ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 576.00 | CHF 532.80 | + 43.20 |
| 500 | CHF 564.40 | CHF 526.10 | + 38.30 |
| 1'000 | CHF 535.20 | CHF 492.00 | + 43.20 |
| 1'500 | CHF 506.00 | CHF 462.80 | + 43.20 |
| 2'000 | CHF 476.90 | CHF 433.60 | + 43.30 |
| 2'500 | CHF 447.70 | CHF 404.50 | + 43.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 501.10 | CHF 468.90 |
| Other model | CHF 518.40 | CHF 465.70 |
| HMO practice | CHF 524.20 | CHF 465.20 |
| Free choice of doctor | CHF 576.00 | CHF 532.80 |
How they moved in this region
Against 2025, Sanitas moves by + 4.6 % and Visana by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.