Sanitas or Visana in Region 1 of canton St. Gallen?
In Region 1, Sanitas is CHF 739.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 479.65 a month, Visana to CHF 541.30. The gap is CHF 739.80 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 1 and Visana ranks 20, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 551.30 | CHF 637.50 | − 86.20 |
| 500 | CHF 539.70 | CHF 630.80 | − 91.10 |
| 1'000 | CHF 510.50 | CHF 596.70 | − 86.20 |
| 1'500 | CHF 481.30 | CHF 567.50 | − 86.20 |
| 2'000 | CHF 452.20 | CHF 538.30 | − 86.10 |
| 2'500 | CHF 423.00 | CHF 509.20 | − 86.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 479.65 | CHF 548.30 |
| Other model | CHF 496.20 | CHF 548.30 |
| HMO practice | CHF 501.70 | CHF 541.30 |
| Free choice of doctor | CHF 551.30 | CHF 637.50 |
How they moved in this region
Against 2025, Sanitas moves by + 4.1 % and Visana by + 1.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.