Sanitas or Visana in Region 1 of canton Ticino?
In Region 1, Sanitas is CHF 708.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 624.80 a month, Visana to CHF 683.80. The gap is CHF 708.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Sanitas is worth CHF 490.80 more a year. Agrisano
Where they stand in the region
Sanitas ranks 8 and Visana ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 726.40 | CHF 819.80 | − 93.40 |
| 500 | CHF 714.80 | CHF 813.10 | − 98.30 |
| 1'000 | CHF 685.60 | CHF 779.00 | − 93.40 |
| 1'500 | CHF 656.40 | CHF 749.80 | − 93.40 |
| 2'000 | CHF 627.30 | CHF 720.60 | − 93.30 |
| 2'500 | CHF 598.10 | CHF 691.50 | − 93.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Other model | CHF 624.80 | CHF 721.50 |
| Family doctor | CHF 631.95 | CHF 721.50 |
| HMO practice | CHF 661.10 | CHF 683.80 |
| Free choice of doctor | CHF 726.40 | CHF 819.80 |
How they moved in this region
Against 2025, Sanitas moves by + 7.3 % and Visana by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.