Sanitas or Visana in Region 2 of canton Ticino?
In Region 2, Sanitas is CHF 1'091.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 586.05 a month, Visana to CHF 677.00. The gap is CHF 1'091.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Sanitas is worth CHF 564.60 more a year. Agrisano
Where they stand in the region
Sanitas ranks 11 and Visana ranks 19, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 673.60 | CHF 769.30 | − 95.70 |
| 500 | CHF 662.00 | CHF 762.60 | − 100.60 |
| 1'000 | CHF 632.80 | CHF 728.50 | − 95.70 |
| 1'500 | CHF 603.60 | CHF 699.30 | − 95.70 |
| 2'000 | CHF 574.50 | CHF 670.10 | − 95.60 |
| 2'500 | CHF 545.30 | CHF 641.00 | − 95.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 586.05 | CHF 677.00 |
| Other model | CHF 606.30 | CHF 677.00 |
| HMO practice | CHF 613.00 | CHF 677.00 |
| Free choice of doctor | CHF 673.60 | CHF 769.30 |
How they moved in this region
Against 2025, Sanitas moves by + 5.1 % and Visana by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.