Sanitas or Visana in Region 1 of canton Valais?
In Region 1, Sanitas is CHF 14.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 487.10 a month, Visana to CHF 488.30. The gap is CHF 14.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Sanitas is worth CHF 70.80 more a year. Atupri
Where they stand in the region
Sanitas ranks 2 and Visana ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 559.90 | CHF 643.20 | − 83.30 |
| 500 | CHF 548.30 | CHF 636.50 | − 88.20 |
| 1'000 | CHF 519.10 | CHF 602.40 | − 83.30 |
| 1'500 | CHF 489.90 | CHF 573.20 | − 83.30 |
| 2'000 | CHF 460.80 | CHF 544.00 | − 83.20 |
| 2'500 | CHF 431.60 | CHF 514.90 | − 83.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 487.10 | CHF 546.80 |
| Other model | CHF 504.00 | CHF 488.30 |
| HMO practice | CHF 509.60 | CHF 553.20 |
| Free choice of doctor | CHF 559.90 | CHF 643.20 |
How they moved in this region
Against 2025, Sanitas moves by + 4.6 % and Visana by + 2.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.