Sanitas or Visana in Region 1 of canton Vaud?
In Region 1, Sanitas is CHF 410.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 571.00 a month, Visana to CHF 605.20. The gap is CHF 410.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Sanitas is worth CHF 10.80 more a year. Atupri
Where they stand in the region
Sanitas ranks 2 and Visana ranks 14, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 675.70 | CHF 729.10 | − 53.40 |
| 500 | CHF 664.10 | CHF 722.40 | − 58.30 |
| 1'000 | CHF 634.90 | CHF 688.30 | − 53.40 |
| 1'500 | CHF 605.70 | CHF 659.10 | − 53.40 |
| 2'000 | CHF 576.60 | CHF 629.90 | − 53.30 |
| 2'500 | CHF 547.40 | CHF 600.80 | − 53.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Other model | CHF 571.00 | CHF 605.20 |
| Family doctor | CHF 587.85 | CHF 641.70 |
| HMO practice | CHF 614.90 | CHF 605.20 |
| Free choice of doctor | CHF 675.70 | CHF 729.10 |
How they moved in this region
Against 2025, Sanitas moves by + 2.7 % and Visana by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.